Most people have cable and virtually everyone is connected to the internet. But sometimes you may not use one or both as often and can feel stuck with a monthly bill of over $100. Here are a few ways to lower that situation and start using those extra $$ for something else or just save them.

1) Do you really watch all those premium channels like HBO, Showtime Cinemax, etc.? If not, contact your cable provider and change that deal now!

2) Negotiate, negotiate, negotiate. The power of getting what you want usually starts with how effective you are as a communicator. You would be astonished at the types of things people get adjusted just by asking and if the going gets rough, by just letting them know their services will no longer be of use to you since another provider is offering something better. Try it and be assertive. The worse thing that can happen is nothing. And if that goes sour, go to the next step.

3) Look for promo codes. You would do it for anything else you shop online for so why not now. Check out some here or just do what everyone else in the world does: Google it.

4) I know, you may not need all these services but sometimes switching over to the infamous Bundle package can actually make a difference or end up costing you the same you would pay for a single service. Assess your needs and perhaps use the phone service for business or as a second line for people you don’t quite care to reach you.

5) You can purchase your own router but beware, you are fully responsible for any kinks.

6) Last but not least, you can just take a month or two or more off of cable and just get Netflix(if you don’t already have it) for $7.99 if you some need awesome visual stimulation.

Throw Out Your Resume shows you in simple steps how to stop using the primitive method that you were taught in order to secure that new position and truly step your game up by standing out. Check it out and try it out here.

Research confirms the profound impact RELAXING has on actually making you more productive, dramatically improving your work performance. Read why here.

This definitely made me start pondering on clever ideas of how to make money. Some of the simplest and most overlooked concepts were used by some brilliant minds to become millionaires. Check out Business Pundit’s 15 Crazy Ways People Make Money In Today’s Economy  here and be prepared to be inspired to start meditating on ways you can begin generating $$$$ today.

Business Insider look at 26 Successful People Who Failed At First

This success chart by Demetri Martin rings so true. Everyone seems to face unexpected obstacles and detours in their career path—those it’s-always-darkest-before-the-dawn moments.

Check out Elite Cash Wire’s video here on how to simplify your finances today!

Let me start off by saying this book is NOT for everyone.

That said, I am a huge advocate for doing what you love, what you are passionate about. While this is what we presume everyone desires, this is for people with the huevos to actually go through with it. This is for ones who choose to work smart instead of hard  reap and reap the benefits of retirement way before that bleak age when enjoying feels like - well - work. Some of the brilliant logistics described in this book are:

1) Take the risk you are considering… the worst case scenario is far from as bad as you think, and even should it happen, you can probably recover and learn something in the process. Learn to confront your fear.

2) One of the most universal causes of self-doubt and depression: Trying to impress people you don’t like

3) Even high-profile celebrities are more accessible than you think. Find a mentor, and don’t be shy when it comes time to contact the people you need to start your own business or make a sale.

4) Find a Virtual Assistant. US or foreign based, it makes sense to pay other people for their time so you have more of your own.

5) The goal isn’t to be lazy, but rather to focus your time on work you find meaningful while eliminating or delegating low-value work. Be productive, not busy! Apply the 80/20 rule: concentrate on the 20% of your life which produces 80% of your benefits, and eliminate the 20% of your life which wastes 80% of your time. This applies to personal relationships, clients, tasks, etc. To stay on track, several times a day, check whether you’re being truly productive.

6) Always work from a to-do list which clearly identifies top priorities, and do only one thing at a time from start to finish (no multitasking).

7) If you are entrepreneurial, start a business. Micro-test your ideas first.

If you are happy working for a company, negotiate for a remote working agreement at least for some of the time.

9) Plan out mini-retirements. Take some time to enjoy life.

10) Aim high with your goals, since there’s more competition in the domain of mediocre goals, plus big goals will give you the energy to push through obstacles and setbacks. At the same time, be flexible and let things unfold naturally, rather than trying to preset a plan for your whole life. And in setting goals, don’t get bogged down by trying to answer big existential questions which are ill-posed because they misuse language, and likewise don’t waste time on questions for which the answer would make no difference regarding what action to take now.

And much, much more..Find out more about this excellent read that can change your life here.

This interactive info graphic chart created by the folks over at the New Yorker illustrates the disparity between where you get off the train and the median household income. Some ranges are surprisingly drastic from one stop to the next. See the stats for where you rest your head here.