You don’t need to be a stock-picking genius to grow your money. Dollar-cost averaging (DCA) is a simple, powerful way to invest — especially if you don’t like risk or have a huge lump sum to throw around.
Here’s how it works: You invest a fixed amount of money at regular intervals (like every month), no matter what the market is doing.
Sometimes you’ll buy high, sometimes low — but over time, your average cost evens out. This strategy helps reduce the impact of market volatility and removes emotion from the process.
For example, putting $200 into an index fund every month means you’re always contributing — rain or shine. No panic-selling, no FOMO buying.
DCA is great for:
- New investors
- People who get paid regularly
- Anyone who wants to build wealth long-term without guessing market highs/lows
It’s not glamorous, but consistency wins in the long run. Set it, forget it, and let compound interest do its thing.